So – You Are Having Problems With An Insurance Claim – What Should You Do?

by Jeanette on 03. Mar, 2011 in Insurance

First, it is important to understand when and how your first party insurance claim is being mishandled, or unfairly adjusted, by the insurance company. There are California Regulations (including the Fair Claims Settlement Practices Regulations at Title 10, Chapter 5, subchapter 7.5), statutes (including Insurance Code section 790.03(h)), and case law that provide guidelines and [...]

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Life Insurance – Be Aware!

by Jeanette on 07. Dec, 2010 in Uncategorized

Your Life Insurance Company May Not Pay Benefits If There Is Incorrect Information On The Life Insurance Policy Application – Even If It Was Your Agent – And Not You – Who Made The Mistake! Be Aware! Be careful when completing Life Insurance Policy applications!  This is vitally important.  Did you know:  Some insurance companies [...]

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Insurance Company Bad Faith

by Jeanette on 01. Dec, 2010 in Insurance

Did you know: The following may constitute insurance company bad faith: 1.  An insurance company’s misrepresentation of pertinent facts in letters to the insured may constitute a violation of the California Regulations, Title 10, Chapter 5, subchapter 7.5 (“Regulations”), section 2695.7(b)(1) and Insurance Code sections 790.03(h)(1), (13). 2.  The Regulations require that an insurer accept or deny [...]

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Outrageous Insurance Company Conduct

by VK Lawyers on 23. Sep, 2010 in Insurance

Insurance Companies Harming Insureds – And Putting Restoration Contractors Out Of Business Did you know – if you suffer a loss to your home, under the California Regulations, Title 10, Chapter 5, subchapter 7.5, section 2695.9 provides that: No insurance company shall require that the insured have the property repaired by a specific person or [...]

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